Opposed👷Worker TreatmentFebruary 8, 2023

Affirm

Affirm 19% layoffs. Max Levchin blamed interest rates. BNPL struggles.

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Affirm — Worker Treatment: OPPOSED

Affirm 19% layoffs. Max Levchin blamed interest rates. BNPL struggles.

https://reciepts.tech/stance/815

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Mixed🌈DEIAug 2025

Dropped the phrase "diversity, equity and inclusion" from its annual report. The wording appears in the 10-K filed 2024-08-28 and is absent from the 10-K filed 2025-08-28. The later filing uses "diversity and inclusion" instead.

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Supported🤖AI EthicsFeb 2025

Despite increasing AI use for software engineering, CEO Max Levchin stated in 2025 that Affirm has no plans for AI-spurred layoffs. The company uses AI technology extensively but has rejected framing AI as a justification for workforce reductions, distinguishing it from competitors citing AI as rationale for cuts.

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Mixed🤖AI EthicsJan 2024

Affirm AI credit decisions. BNPL underwriting. Financial inclusion vs exclusion.

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